Expat Pension Advice

If you have already made the move or are thinking of retiring to another country and are not sure what happens to your UK State and private pension pots or what the best course of action is for tax efficiency, we can help advise and guide you through the financial side of your move with our expert expat pension advice.

Our specialist team of advisers have many years of experience providing expat pension advice and helping thousands of people follow their dreams abroad. At Prism Xpat we understand that relocating to another country from the UK is a huge, life changing decision, which is why we work in partnership with our clients to remove the hassle and stress of worrying about your finances.

We can work with you to advise you on all aspects of expat pension advice, from UK pension transfers to finding lost pensions and international pension advice. Our experienced team can advise on all aspects of moving abroad and how it will affect your finances, tax liabilities and pension schemes.

UK Pension Transfer Advice

Whether it’s a UK State pension, a defined benefit (final salary) scheme, a personal or occupational pension, a SIPP, a SSAS or an unfunded scheme and whether it includes an enhancement, safeguarded rights or a guaranteed annuity rate, we’ll consider every aspect of your financial situation and determine whether a transfer makes financial sense for you.

Find Lost UK Pension Funds

You may have worked in the UK for many years, but are unsure whether you have a pension scheme either with a past employer or a private scheme that you are unable to locate or do not have current details about. We can work with you to help you locate any pensions you have and advise on the best course of action with regards to pension transfers.

International Pension Advice

If you have or are planning to move from the UK, it may be worth considering an international pension plan. Depending on your personal circumstances an international pension plan could help you avoid the restricting of the UK pension system and maximise your after-tax income retirement income.

The world is a big place. With an increasingly globally mobile workforce and people retiring in a different country to that which they previously resided in, the flexibility and additional tax benefits associated with an international strategy could provide you with an increased standard of living both pre and post retirement.

If you are moving to another country and are looking for expat pension advice, our specialist team can advise you on your options and provide a formal recommendation on your optimal course of action. Get in touch for independent financial advice and expat pension advice.